HOME Buying Process

  • Consult with Shonda Smith, Realtor®

  • Buyer Agency Relationship - Sign Agency Agreement

  • Get Pre-Qualified with a Mortgage Lender

  • Home Search Begins

  • Submit & Negotiate Offer

  • Due Diligence - Deposit

  • Mortgage Application - Submit to Underwriting

  • Due Diligence Process - Home Appraisal

  • Due Diligence Process - Home Inspection

  • Due Diligence Process - Repair Negotiation

  • Due Diligence Process - Home Insurance

  • Earnest Money Deposit

  • Lender Issues the Clear to Close

  • Final Walk Through

  • Closing with Attorney

  • Welcome Home!

Questions?